Este artículo está también disponible en: Español (Spanish) Deutsch (German) Suomi (Finnish)

Cyber ​​security is primarily your own responsibility.

Online commerce and digital banking have become increasingly prevalent in recent decades. With them, cyber frauds also grow. And although the vast majority of these cases are resolved in favor of the clients, it is better to be cautious and avoid being victims of these virtual attacks.

Here are some tips that will help you keep your passwords and personal data safe from a possible hack:

Use strong passwords

Hackers use specialized programs that are dedicated to deciphering the characters one by one. Therefore, it is recomended to use long passwords that combine numbers, special characters, uppercase and lowercase letters. And if possible, do not use consecutive letters or numbers on the keyboard (such as 123456 or asdfgh), and avoid using the names of a member of your family, your pet or your birthday. The more unpredictable the better.

Different passwords for different accounts

The risks of being hacked increases if the same password is used for different accounts or devices. It is also highly recommended to change passwords on a regular basis.

Memorize or keep your passwords in safe places

With the growth of digitization it is increasingly difficult to remember the various passwords of all bank accounts, e-mail, social networks or web pages. For this reason it is very important to keep them in safe places such as a particular agenda, for example.

There are also some tools such as password managers, for example 1Password and LastPass, which are responsible for storing your passwords securely. Both available for MAC, Windows, Android and iOS, they work by subscribing to a plan which has a cost but will provide you with the security you need.

Also remember that nowaday the same devices, whether mobile, laptop or desktop, can cache your passwords and that through the administrator you can check which ones you have stored by defoult, to facilitate the start of your social networks and websites or filling in forms whith your personal data and other functions.


Phishing is a term used in computers to refer the technique used by hackers creating false profiles, posing as banks, stores, companies, financial institutions and trust services with which you usually communicate.

Under these characteristics of identity theft, they often argue, for example, that they need to update information and send malicious message in order to deceive and manipulate peopleby seeking victims to enter through those links and try to log in with their data or achieving that carry out certain actions in order to obtain personal data and mainly, passwords.

That is why we must be careful not to open links (even on social networks) or download e-mail attachment that are suspicious even if they appear to come from known institutions.


It is very important to know that neither banks nor other real financial institutions will request personal data from their clients for the verification of their accounts via e-mail, SMS or phone calls. When in doubt, personally approach an institutions in question.

These institutions (banks and credit card issuers) often offer rigorous security measures for their users. Two clear examples are Visa and Mastercard, which have the Verified by Visa and Mastercard SecureCode preograms respectively, which shield the purchase with an additional PIN that helps ensure that it is the legitimate account holder who makes the purchase or transaction safely and dependable.

Some banks offer other security mechanisms such as sending a text message to your registered cell phone, a token with a unique number or a series of questions that guarantee the desired security.

Public WIFI connections

By using public WI-FI networks connections, cybercriminals can intercept your data and capture your passwords. For this reason, always try to make purchases and bank transactions from the secure network of your home or with your data plan from your mobile, and save and print receipts.

The technological advance of this new era teaches us to be more responsible for our own digital security and to be aware of the possible risks to whoch we constantly expose ourselves when ussing the network in an insecure way.

Let´s be responsible for our digital security!